Call reports 2023
FIRST COMMUNITY BANK AND TRUST — 2023
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 193,020,000 | 191,078,000 | 191,490,000 | 196,742,000 |
| Total loans | 91,468,000 | 92,333,000 | 96,314,000 | 103,662,000 |
| Allowance for loan losses | 1,395,000 | 1,590,000 | 1,796,000 | 1,504,000 |
| Securities available for sale | 77,600,000 | 71,184,000 | 69,807,000 | 71,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,061,000 | 164,257,000 | 163,307,000 | 170,200,000 |
| Interest-bearing deposits | 100,871,000 | 100,834,000 | 103,570,000 | 101,481,000 |
| Noninterest-bearing deposits | 66,190,000 | 63,423,000 | 59,737,000 | 68,719,000 |
| Equity capital | 20,154,000 | 19,992,000 | 20,065,000 | 21,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 4,061,000 | 6,261,000 | 8,633,000 |
| Interest expense | 85,000 | 242,000 | 493,000 | 857,000 |
| Net interest income | 1,925,000 | 3,819,000 | 5,768,000 | 7,776,000 |
| Noninterest income | 402,000 | 767,000 | 1,086,000 | 1,382,000 |
| Noninterest expense | 1,186,000 | 2,432,000 | 3,652,000 | 4,985,000 |
| Provision for loan losses | 185,000 | 372,000 | 561,000 | 261,000 |
| Pretax income | 964,000 | 1,798,000 | 2,659,000 | 3,930,000 |
| Income tax | 232,000 | 430,000 | 637,000 | 926,000 |
| Net income | 732,000 | 1,368,000 | 2,022,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,037,000 | 23,593,000 | 24,046,000 | 24,128,000 |