Call reports 2022
FIRST COMMUNITY BANK AND TRUST — 2022
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 208,159,000 | 205,968,000 | 207,096,000 | 204,023,000 |
| Total loans | 75,084,000 | 75,626,000 | 81,834,000 | 80,128,000 |
| Allowance for loan losses | 1,514,000 | 2,071,000 | 2,122,000 | 1,089,000 |
| Securities available for sale | 62,100,000 | 69,846,000 | 76,361,000 | 76,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,410,000 | 181,594,000 | 180,733,000 | 179,135,000 |
| Interest-bearing deposits | 112,071,000 | 116,204,000 | 116,130,000 | 108,825,000 |
| Noninterest-bearing deposits | 64,339,000 | 65,390,000 | 64,603,000 | 70,310,000 |
| Equity capital | 20,416,000 | 19,130,000 | 18,489,000 | 18,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,618,000 | 4,255,000 | 6,278,000 |
| Interest expense | 31,000 | 63,000 | 93,000 | 156,000 |
| Net interest income | 1,181,000 | 2,555,000 | 4,162,000 | 6,122,000 |
| Noninterest income | 385,000 | 830,000 | 1,340,000 | 2,136,000 |
| Noninterest expense | 1,127,000 | 2,255,000 | 3,373,000 | 4,561,000 |
| Provision for loan losses | 45,000 | 590,000 | 635,000 | 874,000 |
| Pretax income | 390,000 | 527,000 | 1,480,000 | 2,809,000 |
| Income tax | 92,000 | 106,000 | 345,000 | 670,000 |
| Net income | 298,000 | 421,000 | 1,135,000 | 2,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,501,000 | 21,624,000 | 22,338,000 | 22,461,000 |