Call reports 2021
FIRST COMMUNITY BANK AND TRUST — 2021
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,889,000 | 195,018,000 | 199,773,000 | 204,176,000 |
| Total loans | 83,113,000 | 80,788,000 | 69,193,000 | 76,013,000 |
| Allowance for loan losses | 1,837,000 | 1,219,000 | 1,400,000 | 1,468,000 |
| Securities available for sale | 29,286,000 | 28,414,000 | 27,161,000 | 32,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,893,000 | 162,382,000 | 162,887,000 | 171,062,000 |
| Interest-bearing deposits | 95,184,000 | 98,873,000 | 103,475,000 | 108,901,000 |
| Noninterest-bearing deposits | 61,709,000 | 63,509,000 | 59,412,000 | 62,161,000 |
| Equity capital | 20,967,000 | 21,861,000 | 22,202,000 | 21,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,532,000 | 3,926,000 | 5,115,000 |
| Interest expense | 35,000 | 62,000 | 96,000 | 132,000 |
| Net interest income | 1,308,000 | 2,470,000 | 3,830,000 | 4,983,000 |
| Noninterest income | 362,000 | 788,000 | 1,254,000 | 1,723,000 |
| Noninterest expense | 1,048,000 | 2,121,000 | 3,198,000 | 4,268,000 |
| Provision for loan losses | 79,000 | -541,000 | -361,000 | -290,000 |
| Pretax income | 553,000 | 1,697,000 | 2,270,000 | 2,762,000 |
| Income tax | 139,000 | 434,000 | 578,000 | 694,000 |
| Net income | 414,000 | 1,263,000 | 1,692,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,130,000 | 20,978,000 | 21,327,000 | 21,203,000 |