Call reports 2020
FIRST COMMUNITY BANK AND TRUST — 2020
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,834,000 | 167,064,000 | 177,024,000 | 177,665,000 |
| Total loans | 80,023,000 | 89,886,000 | 84,699,000 | 79,046,000 |
| Allowance for loan losses | 1,257,000 | 1,350,000 | 1,440,000 | 1,705,000 |
| Securities available for sale | 32,156,000 | 31,321,000 | 29,244,000 | 28,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,256,000 | 137,184,000 | 143,540,000 | 145,599,000 |
| Interest-bearing deposits | 83,410,000 | 89,281,000 | 94,607,000 | 93,172,000 |
| Noninterest-bearing deposits | 38,846,000 | 47,903,000 | 48,933,000 | 52,427,000 |
| Equity capital | 19,889,000 | 20,794,000 | 21,171,000 | 20,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,827,000 | 4,120,000 | 5,568,000 |
| Interest expense | 66,000 | 107,000 | 153,000 | 197,000 |
| Net interest income | 1,406,000 | 2,720,000 | 3,967,000 | 5,371,000 |
| Noninterest income | 845,000 | 1,198,000 | 1,642,000 | 2,105,000 |
| Noninterest expense | 1,153,000 | 2,262,000 | 3,368,000 | 4,396,000 |
| Provision for loan losses | 114,000 | 194,000 | 275,000 | 530,000 |
| Pretax income | 973,000 | 1,452,000 | 1,956,000 | 2,540,000 |
| Income tax | 253,000 | 373,000 | 499,000 | 640,000 |
| Net income | 720,000 | 1,079,000 | 1,457,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,218,000 | 19,594,000 | 19,972,000 | 19,715,000 |
| Total capital | 20,453,000 | — | — | — |
| Risk-weighted assets | 98,844,000 | — | — | — |