Call reports 2019
FIRST COMMUNITY BANK AND TRUST — 2019
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,603,000 | 150,261,000 | 156,244,000 | 151,395,000 |
| Total loans | 76,564,000 | 77,864,000 | 81,767,000 | 82,460,000 |
| Allowance for loan losses | 1,087,000 | 1,079,000 | 1,072,000 | 1,010,000 |
| Securities available for sale | 30,730,000 | 31,643,000 | 29,791,000 | 32,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,949,000 | 127,070,000 | 130,452,000 | 126,373,000 |
| Interest-bearing deposits | 84,211,000 | 89,620,000 | 89,184,000 | 86,620,000 |
| Noninterest-bearing deposits | 34,738,000 | 37,450,000 | 41,268,000 | 39,753,000 |
| Equity capital | 18,397,000 | 19,085,000 | 19,470,000 | 19,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,952,000 | 4,485,000 | 5,974,000 |
| Interest expense | 68,000 | 149,000 | 243,000 | 340,000 |
| Net interest income | 1,394,000 | 2,803,000 | 4,242,000 | 5,634,000 |
| Noninterest income | 470,000 | 878,000 | 1,301,000 | 1,645,000 |
| Noninterest expense | 1,201,000 | 2,423,000 | 3,554,000 | 4,697,000 |
| Provision for loan losses | 79,000 | 19,000 | -1,000 | -32,000 |
| Pretax income | 590,000 | 1,244,000 | 1,999,000 | 2,624,000 |
| Income tax | 154,000 | 326,000 | 524,000 | 670,000 |
| Net income | 436,000 | 918,000 | 1,475,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,789,000 | 18,184,000 | 18,528,000 | 18,208,000 |
| Total capital | 18,876,000 | 19,263,000 | 19,600,000 | 19,218,000 |
| Risk-weighted assets | 89,045,000 | 89,753,000 | 95,641,000 | 100,112,000 |