Call reports 2018
FIRST COMMUNITY BANK AND TRUST — 2018
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,172,000 | 147,068,000 | 146,446,000 | 145,019,000 |
| Total loans | 76,921,000 | 75,850,000 | 74,586,000 | 74,561,000 |
| Allowance for loan losses | 1,058,000 | 1,012,000 | 1,094,000 | 1,012,000 |
| Securities available for sale | 29,529,000 | 27,193,000 | 27,452,000 | 30,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,610,000 | 126,136,000 | 123,170,000 | 120,760,000 |
| Interest-bearing deposits | 87,239,000 | 91,768,000 | 88,474,000 | 86,250,000 |
| Noninterest-bearing deposits | 35,371,000 | 34,368,000 | 34,696,000 | 34,510,000 |
| Equity capital | 17,004,000 | 17,280,000 | 17,391,000 | 17,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,663,000 | 4,060,000 | 5,515,000 |
| Interest expense | 25,000 | 51,000 | 92,000 | 148,000 |
| Net interest income | 1,277,000 | 2,612,000 | 3,968,000 | 5,367,000 |
| Noninterest income | 410,000 | 815,000 | 1,461,000 | 1,832,000 |
| Noninterest expense | 1,238,000 | 2,514,000 | 3,873,000 | 5,014,000 |
| Provision for loan losses | 49,000 | 3,000 | 104,000 | 95,000 |
| Pretax income | 398,000 | 908,000 | 1,442,000 | 2,057,000 |
| Income tax | 102,000 | 235,000 | 307,000 | 463,000 |
| Net income | 296,000 | 673,000 | 1,135,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,437,000 | 16,754,000 | 16,866,000 | 17,130,000 |
| Total capital | 17,495,000 | 17,766,000 | 17,957,000 | 18,142,000 |
| Risk-weighted assets | 91,566,000 | 95,155,000 | 87,302,000 | 86,876,000 |