Call reports 2017
FIRST COMMUNITY BANK AND TRUST — 2017
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,878,000 | 145,684,000 | 149,815,000 | 146,792,000 |
| Total loans | 70,081,000 | 70,121,000 | 70,237,000 | 73,715,000 |
| Allowance for loan losses | 1,340,000 | 1,087,000 | 1,066,000 | 1,010,000 |
| Securities available for sale | 33,268,000 | 32,643,000 | 32,711,000 | 32,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,961,000 | 124,722,000 | 126,244,000 | 122,822,000 |
| Interest-bearing deposits | 89,425,000 | 93,202,000 | 92,139,000 | 89,838,000 |
| Noninterest-bearing deposits | 32,536,000 | 31,520,000 | 34,105,000 | 32,984,000 |
| Equity capital | 16,862,000 | 17,284,000 | 17,477,000 | 17,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,384,000 | 3,667,000 | 4,987,000 |
| Interest expense | 24,000 | 47,000 | 70,000 | 96,000 |
| Net interest income | 1,162,000 | 2,337,000 | 3,597,000 | 4,891,000 |
| Noninterest income | 546,000 | 1,111,000 | 1,672,000 | 2,003,000 |
| Noninterest expense | 1,265,000 | 2,491,000 | 3,839,000 | 5,005,000 |
| Provision for loan losses | 198,000 | 270,000 | 391,000 | 535,000 |
| Pretax income | 245,000 | 687,000 | 1,039,000 | 1,354,000 |
| Income tax | 73,000 | 219,000 | 341,000 | 926,000 |
| Net income | 172,000 | 468,000 | 698,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,558,000 | 15,855,000 | 16,085,000 | 16,221,000 |
| Total capital | 16,631,000 | 16,942,000 | 17,149,000 | 17,231,000 |
| Risk-weighted assets | 85,302,000 | 90,982,000 | 84,926,000 | 93,777,000 |