Call reports 2016
FIRST COMMUNITY BANK AND TRUST — 2016
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,723,000 | 143,185,000 | 149,439,000 | 143,250,000 |
| Total loans | 69,114,000 | 68,333,000 | 70,352,000 | 69,674,000 |
| Allowance for loan losses | 1,365,000 | 1,340,000 | 1,202,000 | 1,180,000 |
| Securities available for sale | 32,463,000 | 31,677,000 | 31,438,000 | 33,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,086,000 | 123,231,000 | 126,215,000 | 121,393,000 |
| Interest-bearing deposits | 90,958,000 | 93,965,000 | 96,731,000 | 91,337,000 |
| Noninterest-bearing deposits | 30,128,000 | 29,266,000 | 29,484,000 | 30,056,000 |
| Equity capital | 16,543,000 | 16,637,000 | 16,965,000 | 16,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,390,000 | 3,725,000 | 4,913,000 |
| Interest expense | 26,000 | 50,000 | 76,000 | 102,000 |
| Net interest income | 1,229,000 | 2,340,000 | 3,649,000 | 4,811,000 |
| Noninterest income | 521,000 | 1,129,000 | 1,615,000 | 2,087,000 |
| Noninterest expense | 1,485,000 | 2,834,000 | 4,378,000 | 5,560,000 |
| Provision for loan losses | 149,000 | 298,000 | 199,000 | 404,000 |
| Pretax income | 116,000 | 337,000 | 687,000 | 934,000 |
| Income tax | 22,000 | 94,000 | 214,000 | 263,000 |
| Net income | 94,000 | 243,000 | 473,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,680,000 | 14,889,000 | 15,196,000 | 15,398,000 |
| Total capital | 15,731,000 | 15,909,000 | 16,282,000 | 16,458,000 |
| Risk-weighted assets | 83,107,000 | 80,675,000 | 86,233,000 | 84,221,000 |