Call reports 2015
FIRST COMMUNITY BANK AND TRUST — 2015
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,049,000 | 140,856,000 | 143,373,000 | 142,605,000 |
| Total loans | 65,415,000 | 68,397,000 | 71,158,000 | 70,788,000 |
| Allowance for loan losses | 1,534,000 | 1,567,000 | 1,393,000 | 1,304,000 |
| Securities available for sale | 34,279,000 | 33,169,000 | 35,037,000 | 33,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,853,000 | 121,720,000 | 120,421,000 | 119,749,000 |
| Interest-bearing deposits | 92,382,000 | 96,246,000 | 94,986,000 | 92,266,000 |
| Noninterest-bearing deposits | 27,471,000 | 25,474,000 | 25,435,000 | 27,483,000 |
| Equity capital | 16,111,000 | 15,991,000 | 15,984,000 | 16,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,309,000 | 3,468,000 | 4,667,000 |
| Interest expense | 28,000 | 54,000 | 80,000 | 107,000 |
| Net interest income | 1,127,000 | 2,255,000 | 3,388,000 | 4,560,000 |
| Noninterest income | 641,000 | 1,178,000 | 1,767,000 | 2,409,000 |
| Noninterest expense | 1,424,000 | 2,803,000 | 4,264,000 | 5,624,000 |
| Provision for loan losses | 247,000 | 296,000 | 448,000 | 500,000 |
| Pretax income | 145,000 | 382,000 | 491,000 | 893,000 |
| Income tax | 30,000 | 99,000 | 116,000 | 242,000 |
| Net income | 115,000 | 283,000 | 375,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,103,000 | 14,125,000 | 14,247,000 | 14,627,000 |
| Total capital | 15,104,000 | 15,201,000 | 15,302,000 | 15,717,000 |
| Risk-weighted assets | 79,600,000 | 84,469,000 | 83,095,000 | 86,083,000 |