Call reports 2014
FIRST COMMUNITY BANK AND TRUST — 2014
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 142,078,000 | 141,424,000 | 146,293,000 | 143,919,000 |
| Total loans | 69,895,000 | 67,701,000 | 63,257,000 | 64,268,000 |
| Allowance for loan losses | 2,365,000 | 2,500,000 | 1,351,000 | 1,340,000 |
| Securities available for sale | 41,778,000 | 39,741,000 | 40,838,000 | 38,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,221,000 | 121,781,000 | 123,571,000 | 121,737,000 |
| Interest-bearing deposits | 95,090,000 | 97,524,000 | 98,845,000 | 93,802,000 |
| Noninterest-bearing deposits | 26,131,000 | 24,257,000 | 24,726,000 | 27,935,000 |
| Equity capital | 15,665,000 | 16,027,000 | 16,035,000 | 15,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,579,000 | 3,794,000 | 4,939,000 |
| Interest expense | 30,000 | 60,000 | 90,000 | 121,000 |
| Net interest income | 1,262,000 | 2,519,000 | 3,704,000 | 4,818,000 |
| Noninterest income | 498,000 | 1,104,000 | 1,653,000 | 2,297,000 |
| Noninterest expense | 1,291,000 | 2,559,000 | 3,891,000 | 4,954,000 |
| Provision for loan losses | 172,000 | 421,000 | 923,000 | 2,010,000 |
| Pretax income | 278,000 | 624,000 | 524,000 | 131,000 |
| Income tax | 70,000 | 170,000 | 92,000 | -108,000 |
| Net income | 208,000 | 454,000 | 432,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,209,000 | 14,003,000 | 13,996,000 | 13,988,000 |
| Total capital | 15,256,000 | 14,996,000 | 14,937,000 | 15,004,000 |
| Risk-weighted assets | 82,439,000 | 77,938,000 | 74,902,000 | 80,988,000 |