Call reports 2013
FIRST COMMUNITY BANK AND TRUST — 2013
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,539,000 | 142,082,000 | 146,100,000 | 143,571,000 |
| Total loans | 78,053,000 | 75,113,000 | 72,594,000 | 71,258,000 |
| Allowance for loan losses | 3,209,000 | 3,513,000 | 2,515,000 | 2,519,000 |
| Securities available for sale | 38,372,000 | 37,227,000 | 39,237,000 | 40,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,243,000 | 123,144,000 | 124,358,000 | 121,843,000 |
| Interest-bearing deposits | 97,565,000 | 99,941,000 | 101,492,000 | 97,213,000 |
| Noninterest-bearing deposits | 27,678,000 | 23,203,000 | 22,866,000 | 24,630,000 |
| Equity capital | 15,556,000 | 15,487,000 | 15,476,000 | 15,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,625,000 | 3,957,000 | 5,276,000 |
| Interest expense | 42,000 | 79,000 | 117,000 | 152,000 |
| Net interest income | 1,317,000 | 2,546,000 | 3,840,000 | 5,124,000 |
| Noninterest income | 548,000 | 1,185,000 | 1,608,000 | 2,128,000 |
| Noninterest expense | 1,299,000 | 2,545,000 | 3,933,000 | 5,244,000 |
| Provision for loan losses | 308,000 | 620,000 | 685,000 | 1,000,000 |
| Pretax income | 258,000 | 566,000 | 830,000 | 1,008,000 |
| Income tax | 41,000 | -45,000 | 11,000 | 34,000 |
| Net income | 217,000 | 611,000 | 819,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,546,000 | 13,816,000 | 13,910,000 | 14,184,000 |
| Total capital | 14,629,000 | 14,874,000 | 14,925,000 | 15,289,000 |
| Risk-weighted assets | 84,494,000 | 82,096,000 | 79,664,000 | 86,947,000 |