Call reports 2012
FIRST COMMUNITY BANK AND TRUST — 2012
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,586,000 | 139,776,000 | 147,122,000 | 145,532,000 |
| Total loans | 79,419,000 | 78,548,000 | 78,674,000 | 75,562,000 |
| Allowance for loan losses | 3,994,000 | 3,875,000 | 3,362,000 | 2,977,000 |
| Securities available for sale | 33,825,000 | 34,338,000 | 34,675,000 | 33,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,430,000 | 120,404,000 | 125,326,000 | 124,063,000 |
| Interest-bearing deposits | 97,527,000 | 99,362,000 | 102,476,000 | 99,600,000 |
| Noninterest-bearing deposits | 20,903,000 | 21,042,000 | 22,850,000 | 24,463,000 |
| Equity capital | 15,019,000 | 15,102,000 | 15,202,000 | 15,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,840,000 | 4,207,000 | 5,616,000 |
| Interest expense | 95,000 | 163,000 | 223,000 | 275,000 |
| Net interest income | 1,365,000 | 2,677,000 | 3,984,000 | 5,341,000 |
| Noninterest income | 431,000 | 864,000 | 1,354,000 | 1,865,000 |
| Noninterest expense | 1,218,000 | 2,375,000 | 3,598,000 | 4,987,000 |
| Provision for loan losses | 497,000 | 1,145,000 | 1,647,000 | 1,672,000 |
| Pretax income | 79,000 | 63,000 | 140,000 | 594,000 |
| Income tax | -40,000 | -115,000 | -147,000 | -32,000 |
| Net income | 119,000 | 178,000 | 287,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,291,000 | 13,194,000 | 13,122,000 | 13,457,000 |
| Total capital | 14,326,000 | 14,251,000 | 14,183,000 | 14,513,000 |
| Risk-weighted assets | 79,048,000 | 80,976,000 | 82,581,000 | 83,488,000 |