Call reports 2011
FIRST COMMUNITY BANK AND TRUST — 2011
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,492,000 | 146,882,000 | 150,692,000 | 146,062,000 |
| Total loans | 82,814,000 | 80,738,000 | 79,455,000 | 76,881,000 |
| Allowance for loan losses | 3,640,000 | 4,049,000 | 4,362,000 | 3,521,000 |
| Securities available for sale | 33,672,000 | 35,332,000 | 32,703,000 | 33,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,271,000 | 120,576,000 | 120,825,000 | 118,844,000 |
| Interest-bearing deposits | 98,922,000 | 102,163,000 | 100,920,000 | 97,832,000 |
| Noninterest-bearing deposits | 19,349,000 | 18,413,000 | 19,905,000 | 21,012,000 |
| Equity capital | 14,201,000 | 14,504,000 | 14,673,000 | 14,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,223,000 | 4,827,000 | 6,346,000 |
| Interest expense | 208,000 | 388,000 | 551,000 | 678,000 |
| Net interest income | 1,424,000 | 2,835,000 | 4,276,000 | 5,668,000 |
| Noninterest income | 378,000 | 806,000 | 1,142,000 | 1,664,000 |
| Noninterest expense | 1,160,000 | 2,296,000 | 3,502,000 | 4,738,000 |
| Provision for loan losses | 493,000 | 992,000 | 1,496,000 | 2,000,000 |
| Pretax income | 149,000 | 353,000 | 420,000 | 594,000 |
| Income tax | -22,000 | -22,000 | -73,000 | -88,000 |
| Net income | 171,000 | 375,000 | 493,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,446,000 | 12,720,000 | 13,278,000 | 13,498,000 |
| Total capital | 13,569,000 | 13,763,000 | 14,332,000 | 14,510,000 |
| Risk-weighted assets | 86,529,000 | 81,652,000 | 81,032,000 | 78,462,000 |