Call reports 2010
FIRST COMMUNITY BANK AND TRUST — 2010
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 149,787,000 | 151,172,000 | 154,584,000 | 149,665,000 |
| Total loans | 85,269,000 | 85,979,000 | 85,945,000 | 82,236,000 |
| Allowance for loan losses | 2,618,000 | 3,122,000 | 3,217,000 | 3,389,000 |
| Securities available for sale | 38,875,000 | 38,335,000 | 35,682,000 | 32,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,404,000 | 121,728,000 | 122,606,000 | 118,448,000 |
| Interest-bearing deposits | 101,907,000 | 104,664,000 | 105,083,000 | 98,925,000 |
| Noninterest-bearing deposits | 17,497,000 | 17,064,000 | 17,523,000 | 19,523,000 |
| Equity capital | 15,070,000 | 15,038,000 | 15,141,000 | 14,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,608,000 | 5,395,000 | 7,001,000 |
| Interest expense | 395,000 | 720,000 | 1,013,000 | 1,278,000 |
| Net interest income | 1,423,000 | 2,888,000 | 4,382,000 | 5,723,000 |
| Noninterest income | 414,000 | 815,000 | 1,203,000 | 1,469,000 |
| Noninterest expense | 1,067,000 | 2,171,000 | 3,333,000 | 4,598,000 |
| Provision for loan losses | 370,000 | 1,244,000 | 2,122,000 | 5,760,000 |
| Pretax income | 400,000 | 288,000 | 130,000 | -3,166,000 |
| Income tax | 76,000 | -42,000 | -189,000 | -1,568,000 |
| Net income | 324,000 | 330,000 | 319,000 | -1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,246,000 | 14,173,000 | 14,077,000 | 13,499,000 |
| Total capital | 15,373,000 | 15,339,000 | 15,255,000 | 14,607,000 |
| Risk-weighted assets | 91,046,000 | 91,670,000 | 91,912,000 | 85,624,000 |