Call reports 2009
FIRST COMMUNITY BANK AND TRUST — 2009
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,557,000 | 155,948,000 | 168,190,000 | 158,977,000 |
| Total loans | 85,579,000 | 89,564,000 | 90,147,000 | 86,345,000 |
| Allowance for loan losses | 1,502,000 | 1,676,000 | 1,642,000 | 2,460,000 |
| Securities available for sale | 44,705,000 | 43,274,000 | 45,720,000 | 41,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,342,000 | 111,737,000 | 126,146,000 | 122,905,000 |
| Interest-bearing deposits | 91,239,000 | 95,991,000 | 107,944,000 | 105,886,000 |
| Noninterest-bearing deposits | 17,103,000 | 15,746,000 | 18,202,000 | 17,019,000 |
| Equity capital | 14,815,000 | 15,240,000 | 16,680,000 | 14,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,845,000 | 5,789,000 | 7,597,000 |
| Interest expense | 562,000 | 1,126,000 | 1,681,000 | 2,199,000 |
| Net interest income | 1,309,000 | 2,719,000 | 4,108,000 | 5,398,000 |
| Noninterest income | 375,000 | 789,000 | 1,182,000 | 1,597,000 |
| Noninterest expense | 1,015,000 | 2,060,000 | 3,030,000 | 3,767,000 |
| Provision for loan losses | 107,000 | 289,000 | 898,000 | 6,107,000 |
| Pretax income | 562,000 | 1,159,000 | 1,362,000 | -3,096,000 |
| Income tax | 25,000 | 149,000 | 123,000 | -1,694,000 |
| Net income | 537,000 | 1,010,000 | 1,239,000 | -1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,117,000 | 14,590,000 | 15,679,000 | 13,983,000 |
| Total capital | 15,239,000 | 15,750,000 | 16,869,000 | 15,208,000 |
| Risk-weighted assets | 88,626,000 | 91,669,000 | 94,648,000 | 96,033,000 |