Call reports 2007
FIRST COMMUNITY BANK AND TRUST — 2007
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,131,000 | 124,094,000 | 131,043,000 | 129,771,000 |
| Total loans | 66,530,000 | 69,120,000 | 69,169,000 | 69,063,000 |
| Allowance for loan losses | 763,000 | 776,000 | 774,000 | 746,000 |
| Securities available for sale | 41,544,000 | 40,552,000 | 41,378,000 | 41,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,665,000 | 91,850,000 | 97,187,000 | 97,613,000 |
| Interest-bearing deposits | 74,924,000 | 77,415,000 | 80,811,000 | 81,482,000 |
| Noninterest-bearing deposits | 15,741,000 | 14,435,000 | 16,376,000 | 16,131,000 |
| Equity capital | 12,068,000 | 12,371,000 | 13,010,000 | 13,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 3,801,000 | 5,795,000 | 7,839,000 |
| Interest expense | 759,000 | 1,524,000 | 2,351,000 | 3,222,000 |
| Net interest income | 1,146,000 | 2,277,000 | 3,444,000 | 4,617,000 |
| Noninterest income | 391,000 | 815,000 | 1,202,000 | 1,578,000 |
| Noninterest expense | 873,000 | 1,757,000 | 2,700,000 | 3,705,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 145,000 |
| Pretax income | 639,000 | 1,285,000 | 1,871,000 | 2,357,000 |
| Income tax | 130,000 | 306,000 | 457,000 | 555,000 |
| Net income | 509,000 | 979,000 | 1,414,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,235,000 | 12,686,000 | 13,120,000 | 13,229,000 |
| Total capital | 12,998,000 | 13,462,000 | 13,894,000 | 13,975,000 |
| Risk-weighted assets | 74,489,000 | 77,949,000 | 82,970,000 | 78,534,000 |