Call reports 2006
FIRST COMMUNITY BANK AND TRUST — 2006
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,953,000 | 124,154,000 | 126,227,000 | 126,544,000 |
| Total loans | 65,931,000 | 67,384,000 | 69,166,000 | 69,339,000 |
| Allowance for loan losses | 705,000 | 719,000 | 741,000 | 745,000 |
| Securities available for sale | 38,766,000 | 38,596,000 | 38,498,000 | 41,338,000 |
| Securities held to maturity | 350,000 | 350,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,923,000 | 93,928,000 | 90,474,000 | 91,740,000 |
| Interest-bearing deposits | 77,134,000 | 78,934,000 | 75,750,000 | 75,261,000 |
| Noninterest-bearing deposits | 14,789,000 | 14,994,000 | 14,724,000 | 16,479,000 |
| Equity capital | 10,756,000 | 10,992,000 | 11,604,000 | 11,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,485,000 | 5,408,000 | 7,385,000 |
| Interest expense | 549,000 | 1,203,000 | 1,933,000 | 2,737,000 |
| Net interest income | 1,133,000 | 2,282,000 | 3,475,000 | 4,648,000 |
| Noninterest income | 325,000 | 676,000 | 1,046,000 | 1,336,000 |
| Noninterest expense | 857,000 | 1,758,000 | 2,644,000 | 3,492,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 576,000 | 1,150,000 | 1,802,000 | 2,392,000 |
| Income tax | 167,000 | 328,000 | 517,000 | 678,000 |
| Net income | 409,000 | 822,000 | 1,285,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,152,000 | 11,464,000 | 11,877,000 | 12,007,000 |
| Total capital | 11,857,000 | 12,183,000 | 12,618,000 | 12,752,000 |
| Risk-weighted assets | 78,889,000 | 81,143,000 | 83,007,000 | 79,162,000 |