Call reports 2002
FIRST COMMUNITY BANK AND TRUST — 2002
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 90,262,000 | 93,120,000 | 96,531,000 | 97,845,000 |
| Total loans | 44,871,000 | 46,949,000 | 49,552,000 | 50,323,000 |
| Allowance for loan losses | 591,000 | 595,000 | 573,000 | 602,000 |
| Securities available for sale | 29,908,000 | 29,945,000 | 32,867,000 | 33,415,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,156,000 | 67,580,000 | 68,946,000 | 72,616,000 |
| Interest-bearing deposits | 57,138,000 | 57,067,000 | 58,835,000 | 60,987,000 |
| Noninterest-bearing deposits | 10,018,000 | 10,513,000 | 10,111,000 | 11,629,000 |
| Equity capital | 7,923,000 | 8,473,000 | 8,920,000 | 8,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,688,000 | 4,076,000 | 5,478,000 |
| Interest expense | 550,000 | 1,077,000 | 1,588,000 | 2,093,000 |
| Net interest income | 784,000 | 1,611,000 | 2,488,000 | 3,385,000 |
| Noninterest income | 231,000 | 498,000 | 775,000 | 1,148,000 |
| Noninterest expense | 724,000 | 1,420,000 | 2,114,000 | 2,869,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 139,000 |
| Pretax income | 269,000 | 641,000 | 1,080,000 | 1,519,000 |
| Income tax | 66,000 | 168,000 | 275,000 | 392,000 |
| Net income | 203,000 | 473,000 | 805,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,652,000 | 7,883,000 | 8,015,000 | 7,997,000 |
| Total capital | 8,243,000 | 8,478,000 | 8,588,000 | 8,599,000 |
| Risk-weighted assets | 59,728,000 | 61,998,000 | 63,565,000 | 62,422,000 |