Call reports 2001
FIRST COMMUNITY BANK AND TRUST — 2001
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,202,000 | 83,025,000 | 88,843,000 | 90,047,000 |
| Total loans | 43,830,000 | 46,548,000 | 45,902,000 | 45,859,000 |
| Allowance for loan losses | 475,000 | 481,000 | 551,000 | 559,000 |
| Securities available for sale | 22,996,000 | 22,537,000 | 26,156,000 | 31,614,000 |
| Securities held to maturity | 0 | 0 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,476,000 | 59,733,000 | 63,647,000 | 66,426,000 |
| Interest-bearing deposits | 48,718,000 | 50,586,000 | 54,306,000 | 56,335,000 |
| Noninterest-bearing deposits | 9,758,000 | 9,147,000 | 9,341,000 | 10,091,000 |
| Equity capital | 7,569,000 | 7,719,000 | 8,119,000 | 8,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,787,000 | 4,182,000 | 5,608,000 |
| Interest expense | 664,000 | 1,331,000 | 2,009,000 | 2,639,000 |
| Net interest income | 740,000 | 1,456,000 | 2,173,000 | 2,969,000 |
| Noninterest income | 216,000 | 436,000 | 653,000 | 903,000 |
| Noninterest expense | 665,000 | 1,331,000 | 1,946,000 | 2,608,000 |
| Provision for loan losses | 21,000 | 42,000 | 103,000 | 174,000 |
| Pretax income | 269,000 | 518,000 | 776,000 | 1,089,000 |
| Income tax | 68,000 | 125,000 | 184,000 | 261,000 |
| Net income | 201,000 | 393,000 | 592,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,164,000 | 7,319,000 | 7,480,000 | 7,497,000 |
| Total capital | 7,639,000 | 7,800,000 | 8,031,000 | 8,056,000 |
| Risk-weighted assets | 51,713,000 | 54,247,000 | 55,814,000 | 56,027,000 |