Call reports 2017
SUNSHINE COMMUNITY BANK — 2017
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,820,000 | 183,851,000 | 193,985,000 | 200,679,000 |
| Total loans | 144,056,000 | 151,293,000 | 160,638,000 | 169,154,000 |
| Allowance for loan losses | 968,000 | 1,077,000 | 1,098,000 | 1,111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,732,000 | 14,857,000 | 13,980,000 | 13,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,116,000 | 144,917,000 | 145,687,000 | 146,105,000 |
| Interest-bearing deposits | 109,177,000 | 111,958,000 | 109,723,000 | 110,011,000 |
| Noninterest-bearing deposits | 33,939,000 | 32,959,000 | 35,964,000 | 36,094,000 |
| Equity capital | 21,301,000 | 19,461,000 | 19,716,000 | 19,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,656,000 | 5,596,000 | 7,686,000 |
| Interest expense | 116,000 | 249,000 | 418,000 | 615,000 |
| Net interest income | 1,664,000 | 3,407,000 | 5,178,000 | 7,071,000 |
| Noninterest income | 432,000 | 815,000 | 1,199,000 | 1,577,000 |
| Noninterest expense | 1,813,000 | 3,676,000 | 5,420,000 | 7,475,000 |
| Provision for loan losses | 55,000 | 105,000 | 155,000 | 175,000 |
| Pretax income | 228,000 | 441,000 | 802,000 | 998,000 |
| Income tax | 73,000 | 140,000 | 263,000 | 1,026,000 |
| Net income | 155,000 | 301,000 | 539,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,853,000 | 17,084,000 | 17,465,000 | 17,676,000 |
| Total capital | 19,821,000 | 18,161,000 | 18,563,000 | 18,787,000 |
| Risk-weighted assets | 134,763,000 | 139,329,000 | 148,103,000 | 156,503,000 |