Call reports 2016
SUNSHINE COMMUNITY BANK — 2016
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,191,000 | 164,829,000 | 167,214,000 | 173,103,000 |
| Total loans | 115,202,000 | 120,138,000 | 124,331,000 | 135,000,000 |
| Allowance for loan losses | 927,000 | 925,000 | 892,000 | 924,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,487,000 | 18,999,000 | 17,811,000 | 16,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,556,000 | 137,911,000 | 140,228,000 | 138,880,000 |
| Interest-bearing deposits | 106,035,000 | 106,499,000 | 108,265,000 | 107,141,000 |
| Noninterest-bearing deposits | 32,521,000 | 31,412,000 | 31,963,000 | 31,739,000 |
| Equity capital | 20,767,000 | 20,838,000 | 20,903,000 | 21,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,170,000 | 4,792,000 | 6,523,000 |
| Interest expense | 97,000 | 193,000 | 295,000 | 401,000 |
| Net interest income | 1,467,000 | 2,977,000 | 4,497,000 | 6,122,000 |
| Noninterest income | 395,000 | 850,000 | 1,309,000 | 1,790,000 |
| Noninterest expense | 1,891,000 | 3,746,000 | 5,626,000 | 7,450,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | -74,000 | -9,000 | 45,000 | 282,000 |
| Income tax | -32,000 | -12,000 | 4,000 | 53,000 |
| Net income | -42,000 | 3,000 | 41,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,172,000 | 18,264,000 | 18,349,000 | 18,615,000 |
| Total capital | 19,099,000 | 19,189,000 | 19,241,000 | 19,539,000 |
| Risk-weighted assets | 114,287,000 | 118,421,000 | 120,529,000 | 127,381,000 |