Call reports 2015
SUNSHINE COMMUNITY BANK — 2015
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,114,000 | 152,953,000 | 152,254,000 | 157,739,000 |
| Total loans | 103,777,000 | 105,974,000 | 109,024,000 | 114,320,000 |
| Allowance for loan losses | 1,102,000 | 908,000 | 910,000 | 895,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,258,000 | 23,877,000 | 22,581,000 | 21,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,989,000 | 131,549,000 | 130,904,000 | 131,584,000 |
| Interest-bearing deposits | 104,549,000 | 103,619,000 | 103,521,000 | 102,777,000 |
| Noninterest-bearing deposits | 28,440,000 | 27,930,000 | 27,383,000 | 28,807,000 |
| Equity capital | 20,607,000 | 20,848,000 | 20,748,000 | 20,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,999,000 | 4,492,000 | 6,049,000 |
| Interest expense | 93,000 | 187,000 | 282,000 | 376,000 |
| Net interest income | 1,391,000 | 2,812,000 | 4,210,000 | 5,673,000 |
| Noninterest income | 464,000 | 1,412,000 | 1,850,000 | 2,296,000 |
| Noninterest expense | 1,962,000 | 3,957,000 | 5,954,000 | 7,812,000 |
| Provision for loan losses | 30,000 | 80,000 | 125,000 | 180,000 |
| Pretax income | -137,000 | 187,000 | -19,000 | -23,000 |
| Income tax | -41,000 | 76,000 | -5,000 | -11,000 |
| Net income | -96,000 | 111,000 | -14,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,066,000 | 18,465,000 | 18,178,000 | 18,222,000 |
| Total capital | 19,168,000 | 19,373,000 | 19,088,000 | 19,117,000 |
| Risk-weighted assets | 99,027,000 | 102,012,000 | 107,147,000 | 112,223,000 |