Call reports 2014
SUNSHINE COMMUNITY BANK — 2014
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 149,298,000 | 148,626,000 | 148,562,000 | 150,949,000 |
| Total loans | 97,129,000 | 98,213,000 | 102,629,000 | 103,874,000 |
| Allowance for loan losses | 1,213,000 | 1,166,000 | 1,142,000 | 1,087,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,968,000 | 28,832,000 | 27,625,000 | 26,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,304,000 | 127,501,000 | 127,359,000 | 129,809,000 |
| Interest-bearing deposits | 102,907,000 | 102,071,000 | 102,067,000 | 103,239,000 |
| Noninterest-bearing deposits | 25,397,000 | 25,430,000 | 25,292,000 | 26,570,000 |
| Equity capital | 20,559,000 | 20,577,000 | 20,637,000 | 20,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,913,000 | 4,421,000 | 5,932,000 |
| Interest expense | 93,000 | 188,000 | 282,000 | 379,000 |
| Net interest income | 1,362,000 | 2,725,000 | 4,139,000 | 5,553,000 |
| Noninterest income | 440,000 | 907,000 | 1,404,000 | 1,842,000 |
| Noninterest expense | 1,784,000 | 3,585,000 | 5,415,000 | 7,212,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 130,000 |
| Pretax income | -32,000 | -53,000 | 28,000 | 53,000 |
| Income tax | -16,000 | -29,000 | -3,000 | -5,000 |
| Net income | -16,000 | -24,000 | 31,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,055,000 | 18,102,000 | 18,202,000 | 18,124,000 |
| Total capital | 19,213,000 | 19,268,000 | 19,344,000 | 19,211,000 |
| Risk-weighted assets | 92,581,000 | 94,016,000 | 96,459,000 | 99,365,000 |