Call reports 2013
SUNSHINE COMMUNITY BANK — 2013
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,377,000 | 151,660,000 | 149,899,000 | 144,575,000 |
| Total loans | 94,190,000 | 98,006,000 | 94,496,000 | 94,904,000 |
| Allowance for loan losses | 1,627,000 | 1,452,000 | 1,404,000 | 1,294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,974,000 | 17,140,000 | 18,783,000 | 27,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,787,000 | 130,754,000 | 128,822,000 | 123,694,000 |
| Interest-bearing deposits | 103,776,000 | 104,757,000 | 104,628,000 | 99,896,000 |
| Noninterest-bearing deposits | 26,011,000 | 25,997,000 | 24,194,000 | 23,798,000 |
| Equity capital | 20,167,000 | 20,456,000 | 20,537,000 | 20,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,938,000 | 4,386,000 | 5,841,000 |
| Interest expense | 108,000 | 211,000 | 313,000 | 411,000 |
| Net interest income | 1,389,000 | 2,727,000 | 4,073,000 | 5,430,000 |
| Noninterest income | 722,000 | 1,675,000 | 2,251,000 | 2,735,000 |
| Noninterest expense | 1,950,000 | 3,815,000 | 5,593,000 | 7,439,000 |
| Provision for loan losses | -48,000 | -48,000 | 2,000 | 77,000 |
| Pretax income | 209,000 | 635,000 | 729,000 | 649,000 |
| Income tax | 74,000 | 227,000 | 253,000 | 212,000 |
| Net income | 135,000 | 408,000 | 476,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,544,000 | 17,952,000 | 18,247,000 | 17,993,000 |
| Total capital | 18,641,000 | 19,098,000 | 19,370,000 | 19,104,000 |
| Risk-weighted assets | 87,321,000 | 92,287,000 | 89,588,000 | 88,715,000 |