Call reports 2012
SUNSHINE COMMUNITY BANK — 2012
What SUNSHINE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,552,000 | 147,308,000 | 146,834,000 | 147,417,000 |
| Total loans | 100,076,000 | 95,931,000 | 93,339,000 | 96,868,000 |
| Allowance for loan losses | 1,303,000 | 1,467,000 | 1,526,000 | 1,533,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,431,000 | 8,592,000 | 15,857,000 | 15,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,687,000 | 126,915,000 | 126,437,000 | 126,958,000 |
| Interest-bearing deposits | 103,609,000 | 103,251,000 | 102,574,000 | 103,253,000 |
| Noninterest-bearing deposits | 23,078,000 | 23,664,000 | 23,863,000 | 23,705,000 |
| Equity capital | 20,490,000 | 19,947,000 | 19,908,000 | 20,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,037,000 | 4,514,000 | 5,983,000 |
| Interest expense | 168,000 | 317,000 | 446,000 | 561,000 |
| Net interest income | 1,390,000 | 2,720,000 | 4,068,000 | 5,422,000 |
| Noninterest income | 575,000 | 1,186,000 | 1,913,000 | 2,675,000 |
| Noninterest expense | 1,828,000 | 3,684,000 | 5,553,000 | 7,381,000 |
| Provision for loan losses | 225,000 | 1,180,000 | 1,450,000 | 1,540,000 |
| Pretax income | -88,000 | -958,000 | -1,022,000 | -824,000 |
| Income tax | -33,000 | -360,000 | -385,000 | -311,000 |
| Net income | -55,000 | -598,000 | -637,000 | -513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,016,000 | 17,140,000 | 17,077,000 | 17,302,000 |
| Total capital | 19,090,000 | 18,195,000 | 18,132,000 | 18,406,000 |
| Risk-weighted assets | 86,724,000 | 84,051,000 | 84,357,000 | 87,828,000 |