Call reports 2024
WHEELER COUNTY STATE BANK — 2024
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 149,395,000 | 182,634,000 | 174,053,000 | 183,613,000 |
| Total loans | 88,242,000 | 91,875,000 | 93,845,000 | 93,418,000 |
| Allowance for loan losses | 1,472,000 | 1,472,000 | 1,472,000 | 1,473,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,234,000 | 6,237,000 | 6,222,000 | 6,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,812,000 | 158,597,000 | 149,332,000 | 158,356,000 |
| Interest-bearing deposits | 85,485,000 | 113,652,000 | 111,842,000 | 113,972,000 |
| Noninterest-bearing deposits | 41,327,000 | 44,945,000 | 37,490,000 | 44,384,000 |
| Equity capital | 21,431,000 | 22,530,000 | 23,116,000 | 23,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,959,000 | 7,730,000 | 10,472,000 |
| Interest expense | 427,000 | 1,067,000 | 1,846,000 | 2,570,000 |
| Net interest income | 1,673,000 | 3,892,000 | 5,884,000 | 7,902,000 |
| Noninterest income | 69,000 | 152,000 | 229,000 | 300,000 |
| Noninterest expense | 950,000 | 1,871,000 | 2,859,000 | 3,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 792,000 | 2,173,000 | 3,254,000 | 4,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 792,000 | 2,173,000 | 3,254,000 | 4,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,431,000 | 22,530,000 | 23,116,000 | 23,669,000 |