Call reports 2023
WHEELER COUNTY STATE BANK — 2023
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,501,000 | 140,121,000 | 138,944,000 | 133,008,000 |
| Total loans | 81,986,000 | 85,047,000 | 87,449,000 | 88,990,000 |
| Allowance for loan losses | 1,405,000 | 1,414,000 | 1,471,000 | 1,472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,388,000 | 6,369,000 | 6,324,000 | 5,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,736,000 | 118,411,000 | 116,647,000 | 109,726,000 |
| Interest-bearing deposits | 78,474,000 | 78,120,000 | 79,179,000 | 76,676,000 |
| Noninterest-bearing deposits | 41,262,000 | 40,291,000 | 37,468,000 | 33,050,000 |
| Equity capital | 19,690,000 | 20,529,000 | 20,932,000 | 21,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,411,000 | 5,290,000 | 7,362,000 |
| Interest expense | 124,000 | 313,000 | 572,000 | 895,000 |
| Net interest income | 1,454,000 | 3,098,000 | 4,718,000 | 6,467,000 |
| Noninterest income | 75,000 | 148,000 | 223,000 | 304,000 |
| Noninterest expense | 746,000 | 1,624,000 | 2,483,000 | 3,430,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 783,000 | 1,622,000 | 2,398,000 | 3,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 783,000 | 1,622,000 | 2,398,000 | 3,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,684,000 | 20,515,000 | 20,932,000 | 21,815,000 |