Call reports 2022
WHEELER COUNTY STATE BANK — 2022
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 130,243,000 | 130,530,000 | 139,168,000 | 141,597,000 |
| Total loans | 72,006,000 | 73,080,000 | 79,910,000 | 78,392,000 |
| Allowance for loan losses | 1,281,000 | 1,282,000 | 1,284,000 | 1,540,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,273,000 | 14,686,000 | 12,410,000 | 12,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,248,000 | 111,909,000 | 118,974,000 | 121,025,000 |
| Interest-bearing deposits | 84,344,000 | 85,115,000 | 88,384,000 | 85,296,000 |
| Noninterest-bearing deposits | 27,904,000 | 26,794,000 | 30,590,000 | 35,729,000 |
| Equity capital | 17,903,000 | 17,611,000 | 19,215,000 | 19,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,999,000 | 3,295,000 | 4,792,000 |
| Interest expense | 50,000 | 95,000 | 139,000 | 196,000 |
| Net interest income | 913,000 | 1,904,000 | 3,156,000 | 4,596,000 |
| Noninterest income | 71,000 | 145,000 | 217,000 | 295,000 |
| Noninterest expense | 770,000 | 1,494,000 | 2,215,000 | 3,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 214,000 | 555,000 | 1,158,000 | 1,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 555,000 | 1,158,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,901,000 | 17,608,000 | 19,213,000 | 19,613,000 |