Call reports 2021
WHEELER COUNTY STATE BANK — 2021
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 117,887,000 | 120,696,000 | 123,536,000 | 127,884,000 |
| Total loans | 74,888,000 | 75,251,000 | 73,900,000 | 72,627,000 |
| Allowance for loan losses | 1,234,000 | 1,279,000 | 1,267,000 | 1,276,000 |
| Securities available for sale | 16,368,000 | 18,566,000 | 12,471,000 | 13,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,005,000 | 103,469,000 | 105,875,000 | 110,035,000 |
| Interest-bearing deposits | 73,583,000 | 77,140,000 | 79,924,000 | 82,492,000 |
| Noninterest-bearing deposits | 27,422,000 | 26,329,000 | 25,951,000 | 27,543,000 |
| Equity capital | 16,723,000 | 17,107,000 | 17,457,000 | 17,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 2,066,000 | 3,125,000 | 4,092,000 |
| Interest expense | 102,000 | 192,000 | 263,000 | 327,000 |
| Net interest income | 843,000 | 1,874,000 | 2,862,000 | 3,765,000 |
| Noninterest income | 92,000 | 149,000 | 228,000 | 329,000 |
| Noninterest expense | 704,000 | 1,407,000 | 2,119,000 | 2,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 616,000 | 971,000 | 1,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 616,000 | 971,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,699,000 | 17,085,000 | 17,434,000 | 17,687,000 |