Call reports 2020
WHEELER COUNTY STATE BANK — 2020
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,213,000 | 108,225,000 | 107,112,000 | 106,253,000 |
| Total loans | 70,986,000 | 71,185,000 | 72,114,000 | 72,764,000 |
| Allowance for loan losses | 1,157,000 | 1,143,000 | 1,158,000 | 1,187,000 |
| Securities available for sale | 10,800,000 | 10,895,000 | 11,536,000 | 11,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,699,000 | 91,372,000 | 90,076,000 | 89,114,000 |
| Interest-bearing deposits | 61,681,000 | 64,794,000 | 64,498,000 | 64,786,000 |
| Noninterest-bearing deposits | 23,018,000 | 26,578,000 | 25,578,000 | 24,328,000 |
| Equity capital | 16,299,000 | 16,583,000 | 16,758,000 | 16,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,307,000 | 3,314,000 | 4,315,000 |
| Interest expense | 134,000 | 272,000 | 406,000 | 529,000 |
| Net interest income | 980,000 | 2,035,000 | 2,908,000 | 3,786,000 |
| Noninterest income | 73,000 | 128,000 | 185,000 | 252,000 |
| Noninterest expense | 760,000 | 1,536,000 | 2,269,000 | 3,030,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 263,000 | 569,000 | 736,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 569,000 | 736,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,235,000 | 16,541,000 | 16,708,000 | 16,863,000 |