Call reports 2019
WHEELER COUNTY STATE BANK — 2019
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 93,282,000 | 91,559,000 | 92,266,000 | 95,040,000 |
| Total loans | 62,794,000 | 62,822,000 | 63,538,000 | 70,841,000 |
| Allowance for loan losses | 1,049,000 | 1,164,000 | 1,176,000 | 1,111,000 |
| Securities available for sale | 10,351,000 | 10,855,000 | 10,328,000 | 9,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,339,000 | 75,289,000 | 75,678,000 | 78,174,000 |
| Interest-bearing deposits | 51,916,000 | 52,007,000 | 52,808,000 | 55,325,000 |
| Noninterest-bearing deposits | 25,423,000 | 23,282,000 | 22,870,000 | 22,849,000 |
| Equity capital | 15,819,000 | 16,100,000 | 16,355,000 | 16,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,091,000 | 3,142,000 | 4,224,000 |
| Interest expense | 71,000 | 165,000 | 267,000 | 383,000 |
| Net interest income | 966,000 | 1,926,000 | 2,875,000 | 3,841,000 |
| Noninterest income | 92,000 | 183,000 | 278,000 | 408,000 |
| Noninterest expense | 773,000 | 1,572,000 | 2,362,000 | 3,129,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 55,000 |
| Pretax income | 275,000 | 517,000 | 771,000 | 1,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 517,000 | 771,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,848,000 | 16,090,000 | 16,344,000 | 16,641,000 |
| Total capital | 16,610,000 | 16,863,000 | 17,142,000 | 17,468,000 |
| Risk-weighted assets | 60,699,000 | 61,435,000 | 63,442,000 | 65,900,000 |