Call reports 2018
WHEELER COUNTY STATE BANK — 2018
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 99,501,000 | 102,207,000 | 92,242,000 | 88,139,000 |
| Total loans | 65,875,000 | 65,388,000 | 62,547,000 | 63,071,000 |
| Allowance for loan losses | 1,000,000 | 992,000 | 1,004,000 | 1,014,000 |
| Securities available for sale | 8,510,000 | 8,904,000 | 8,788,000 | 8,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,709,000 | 87,073,000 | 76,961,000 | 72,509,000 |
| Interest-bearing deposits | 60,478,000 | 63,559,000 | 50,093,000 | 47,650,000 |
| Noninterest-bearing deposits | 24,231,000 | 23,514,000 | 26,868,000 | 24,859,000 |
| Equity capital | 14,640,000 | 14,950,000 | 15,146,000 | 15,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,995,000 | 3,035,000 | 4,101,000 |
| Interest expense | 74,000 | 153,000 | 226,000 | 292,000 |
| Net interest income | 902,000 | 1,842,000 | 2,809,000 | 3,809,000 |
| Noninterest income | 101,000 | 217,000 | 312,000 | 419,000 |
| Noninterest expense | 747,000 | 1,483,000 | 2,237,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 256,000 | 576,000 | 875,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 576,000 | 875,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,738,000 | 15,059,000 | 15,257,000 | 15,574,000 |
| Total capital | 15,535,000 | 15,838,000 | 16,005,000 | 16,343,000 |
| Risk-weighted assets | 63,562,000 | 62,081,000 | 59,597,000 | 61,242,000 |