Call reports 2017
WHEELER COUNTY STATE BANK — 2017
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,116,000 | 96,944,000 | 96,784,000 | 94,909,000 |
| Total loans | 59,238,000 | 58,793,000 | 58,564,000 | 61,461,000 |
| Allowance for loan losses | 1,385,000 | 929,000 | 1,003,000 | 993,000 |
| Securities available for sale | 8,979,000 | 8,865,000 | 8,739,000 | 8,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,875,000 | 82,514,000 | 82,296,000 | 80,337,000 |
| Interest-bearing deposits | 63,072,000 | 61,749,000 | 61,817,000 | 59,233,000 |
| Noninterest-bearing deposits | 19,803,000 | 20,765,000 | 20,479,000 | 21,104,000 |
| Equity capital | 14,092,000 | 14,239,000 | 14,351,000 | 14,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,899,000 | 2,874,000 | 3,825,000 |
| Interest expense | 79,000 | 158,000 | 236,000 | 312,000 |
| Net interest income | 883,000 | 1,741,000 | 2,638,000 | 3,513,000 |
| Noninterest income | 110,000 | 205,000 | 257,000 | 362,000 |
| Noninterest expense | 793,000 | 1,533,000 | 2,301,000 | 3,100,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | 200,000 | 915,000 | 1,096,000 | 1,277,000 |
| Income tax | 0 | 0 | 0 | -3,000 |
| Net income | 200,000 | 915,000 | 1,096,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,102,000 | 14,237,000 | 14,351,000 | 14,483,000 |
| Total capital | 14,922,000 | 15,063,000 | 15,152,000 | 15,238,000 |
| Risk-weighted assets | 65,012,000 | 65,946,000 | 63,904,000 | 60,185,000 |