Call reports 2001
WHEELER COUNTY STATE BANK — 2001
What WHEELER COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,397,000 | 32,124,000 | 32,903,000 | 34,515,000 |
| Total loans | 20,529,000 | 21,284,000 | 23,143,000 | 24,204,000 |
| Allowance for loan losses | 261,000 | 258,000 | 257,000 | 252,000 |
| Securities available for sale | 4,206,000 | 4,431,000 | 5,015,000 | 3,840,000 |
| Securities held to maturity | 1,190,000 | 1,100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,044,000 | 28,462,000 | 28,890,000 | 30,466,000 |
| Interest-bearing deposits | 21,492,000 | 21,845,000 | 22,249,000 | 24,165,000 |
| Noninterest-bearing deposits | 5,552,000 | 6,617,000 | 6,641,000 | 6,301,000 |
| Equity capital | 3,033,000 | 3,288,000 | 3,567,000 | 3,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,351,000 | 2,008,000 | 2,647,000 |
| Interest expense | 289,000 | 586,000 | 869,000 | 1,148,000 |
| Net interest income | 383,000 | 765,000 | 1,139,000 | 1,499,000 |
| Noninterest income | 85,000 | 171,000 | 252,000 | 351,000 |
| Noninterest expense | 228,000 | 455,000 | 696,000 | 981,000 |
| Provision for loan losses | 12,000 | 24,000 | 39,000 | 53,000 |
| Pretax income | 228,000 | 457,000 | 656,000 | 747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 457,000 | 656,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,119,000 | 3,348,000 | 3,547,000 | 3,638,000 |
| Total capital | 3,380,000 | 3,606,000 | 3,804,000 | 3,890,000 |
| Risk-weighted assets | 21,390,000 | 22,606,000 | 24,524,000 | 25,241,000 |