Call reports 2025
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 501,067,000 | 483,649,000 | 511,248,000 | 467,874,000 |
| Total loans | 335,404,000 | 331,967,000 | 330,281,000 | 322,016,000 |
| Allowance for loan losses | 4,533,000 | 4,551,000 | 4,532,000 | 4,507,000 |
| Securities available for sale | 29,752,000 | 29,328,000 | 28,962,000 | 31,662,000 |
| Securities held to maturity | 74,238,000 | 73,743,000 | 73,743,000 | 72,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,045,000 | 435,926,000 | 409,362,000 | 417,742,000 |
| Interest-bearing deposits | 282,634,000 | 276,860,000 | 278,345,000 | 285,654,000 |
| Noninterest-bearing deposits | 152,411,000 | 159,066,000 | 131,017,000 | 132,088,000 |
| Equity capital | 35,059,000 | 36,151,000 | 34,913,000 | 37,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,169,000 | 10,545,000 | 15,910,000 | 21,110,000 |
| Interest expense | 1,677,000 | 3,488,000 | 5,212,000 | 6,965,000 |
| Net interest income | 3,492,000 | 7,057,000 | 10,698,000 | 14,145,000 |
| Noninterest income | 922,000 | 1,946,000 | 2,973,000 | 4,227,000 |
| Noninterest expense | 4,330,000 | 8,337,000 | 12,374,000 | 16,294,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 5,000 |
| Pretax income | 84,000 | 666,000 | 1,408,000 | 2,187,000 |
| Income tax | 12,000 | 91,000 | -100,000 | 71,000 |
| Net income | 72,000 | 575,000 | 1,508,000 | 2,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,821,000 | 48,123,000 | 50,341,000 | 47,944,000 |
| Total capital | 51,970,000 | 52,223,000 | 54,419,000 | 52,467,000 |
| Risk-weighted assets | 331,575,000 | 327,687,000 | 325,805,000 | 368,267,000 |