Call reports 2024
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2024
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 546,035,000 | 528,355,000 | 520,347,000 | 520,099,000 |
| Total loans | 369,689,000 | 361,969,000 | 362,726,000 | 340,148,000 |
| Allowance for loan losses | 4,463,000 | 4,488,000 | 4,529,000 | 4,523,000 |
| Securities available for sale | 36,642,000 | 37,532,000 | 31,794,000 | 37,571,000 |
| Securities held to maturity | 76,515,000 | 75,557,000 | 75,068,000 | 74,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,509,000 | 462,862,000 | 458,065,000 | 470,574,000 |
| Interest-bearing deposits | 295,754,000 | 297,157,000 | 299,181,000 | 297,640,000 |
| Noninterest-bearing deposits | 190,755,000 | 165,705,000 | 158,884,000 | 172,934,000 |
| Equity capital | 33,084,000 | 33,307,000 | 35,050,000 | 34,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,507,000 | 11,177,000 | 17,045,000 | 22,698,000 |
| Interest expense | 1,928,000 | 3,996,000 | 6,177,000 | 8,142,000 |
| Net interest income | 3,579,000 | 7,181,000 | 10,868,000 | 14,556,000 |
| Noninterest income | 1,001,000 | 1,951,000 | 3,011,000 | 4,021,000 |
| Noninterest expense | 3,540,000 | 7,113,000 | 10,808,000 | 15,375,000 |
| Provision for loan losses | 580,000 | 610,000 | 646,000 | 707,000 |
| Pretax income | 460,000 | 1,409,000 | 2,400,000 | 2,471,000 |
| Income tax | 71,000 | 240,000 | 418,000 | 458,000 |
| Net income | 389,000 | 1,169,000 | 1,982,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,262,000 | 48,511,000 | 48,789,000 | 48,350,000 |
| Total capital | 52,725,000 | 52,950,000 | 53,164,000 | 52,568,000 |
| Risk-weighted assets | 365,322,000 | 354,952,000 | 349,858,000 | 337,075,000 |