Call reports 2023
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2023
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 506,733,000 | 531,668,000 | 541,797,000 | 535,840,000 |
| Total loans | 343,358,000 | 369,743,000 | 363,870,000 | 367,483,000 |
| Allowance for loan losses | 3,689,000 | 3,674,000 | 3,650,000 | 3,884,000 |
| Securities available for sale | 37,016,000 | 35,557,000 | 33,537,000 | 34,606,000 |
| Securities held to maturity | 78,051,000 | 77,593,000 | 77,097,000 | 76,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,794,000 | 462,073,000 | 450,420,000 | 466,235,000 |
| Interest-bearing deposits | 293,617,000 | 294,591,000 | 278,684,000 | 289,784,000 |
| Noninterest-bearing deposits | 153,177,000 | 167,481,000 | 171,736,000 | 176,451,000 |
| Equity capital | 25,597,000 | 26,558,000 | 26,804,000 | 29,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,805,000 | 10,029,000 | 15,381,000 | 20,842,000 |
| Interest expense | 1,380,000 | 3,229,000 | 5,041,000 | 6,999,000 |
| Net interest income | 3,425,000 | 6,800,000 | 10,340,000 | 13,843,000 |
| Noninterest income | 804,000 | 1,796,000 | 2,747,000 | 3,751,000 |
| Noninterest expense | 3,055,000 | 6,677,000 | 10,346,000 | 14,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,187,000 | 1,931,000 | 2,754,000 | 3,332,000 |
| Income tax | 269,000 | 440,000 | 558,000 | 462,000 |
| Net income | 918,000 | 1,491,000 | 2,196,000 | 2,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,382,000 | 43,947,000 | 44,630,000 | 45,028,000 |
| Total capital | 47,071,000 | 47,621,000 | 48,280,000 | 48,912,000 |
| Risk-weighted assets | 341,186,000 | 359,043,000 | 363,394,000 | 362,768,000 |