Call reports 2022
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2022
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 489,138,000 | 494,154,000 | 491,418,000 | 495,574,000 |
| Total loans | 302,711,000 | 316,303,000 | 327,591,000 | 335,980,000 |
| Allowance for loan losses | 3,905,000 | 3,750,000 | 3,685,000 | 3,683,000 |
| Securities available for sale | 142,291,000 | 129,515,000 | 120,736,000 | 39,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 78,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,423,000 | 431,393,000 | 451,760,000 | 448,442,000 |
| Interest-bearing deposits | 257,990,000 | 265,925,000 | 289,272,000 | 293,592,000 |
| Noninterest-bearing deposits | 158,433,000 | 165,468,000 | 162,488,000 | 154,850,000 |
| Equity capital | 34,215,000 | 28,072,000 | 22,973,000 | 24,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,355,000 | 6,994,000 | 11,015,000 | 15,499,000 |
| Interest expense | 230,000 | 528,000 | 1,173,000 | 2,277,000 |
| Net interest income | 3,125,000 | 6,466,000 | 9,842,000 | 13,222,000 |
| Noninterest income | 1,294,000 | 2,269,000 | 3,281,000 | 3,959,000 |
| Noninterest expense | 3,637,000 | 7,371,000 | 10,993,000 | 13,940,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | 782,000 | 1,514,000 | 2,254,000 | 2,281,000 |
| Income tax | 179,000 | 309,000 | 464,000 | 466,000 |
| Net income | 603,000 | 1,205,000 | 1,790,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,535,000 | 42,933,000 | 43,245,000 | 43,040,000 |
| Total capital | 46,440,000 | 46,683,000 | 46,930,000 | 46,723,000 |
| Risk-weighted assets | 330,738,000 | 329,442,000 | 336,208,000 | 340,626,000 |