Call reports 2021
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 453,694,000 | 485,455,000 | 482,478,000 | 469,148,000 |
| Total loans | 249,374,000 | 270,233,000 | 271,692,000 | 279,885,000 |
| Allowance for loan losses | 4,545,000 | 4,317,000 | 4,131,000 | 3,913,000 |
| Securities available for sale | 97,796,000 | 148,191,000 | 158,490,000 | 156,363,000 |
| Securities held to maturity | 50,000 | 50,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,451,000 | 427,134,000 | 426,733,000 | 405,136,000 |
| Interest-bearing deposits | 248,703,000 | 258,958,000 | 261,226,000 | 257,958,000 |
| Noninterest-bearing deposits | 146,749,000 | 168,176,000 | 165,507,000 | 147,178,000 |
| Equity capital | 40,954,000 | 42,000,000 | 42,169,000 | 42,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,798,000 | 6,154,000 | 9,242,000 | 12,491,000 |
| Interest expense | 299,000 | 563,000 | 801,000 | 1,040,000 |
| Net interest income | 2,499,000 | 5,591,000 | 8,441,000 | 11,451,000 |
| Noninterest income | 1,992,000 | 3,459,000 | 5,057,000 | 6,230,000 |
| Noninterest expense | 3,598,000 | 7,289,000 | 10,954,000 | 14,660,000 |
| Provision for loan losses | 0 | -250,000 | -450,000 | -700,000 |
| Pretax income | 893,000 | 2,054,000 | 3,232,000 | 3,963,000 |
| Income tax | 206,000 | 415,000 | 640,000 | 143,000 |
| Net income | 687,000 | 1,639,000 | 2,592,000 | 3,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,146,000 | 40,988,000 | 41,831,000 | 42,051,000 |
| Total capital | 43,505,000 | 44,747,000 | 45,781,000 | 45,964,000 |
| Risk-weighted assets | 267,557,000 | 300,146,000 | 315,784,000 | 320,255,000 |