Call reports 2020
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 373,478,000 | 432,935,000 | 429,682,000 | 437,847,000 |
| Total loans | 280,972,000 | 278,306,000 | 284,169,000 | 262,759,000 |
| Allowance for loan losses | 4,015,000 | 4,446,000 | 4,575,000 | 4,570,000 |
| Securities available for sale | 32,762,000 | 42,767,000 | 63,178,000 | 77,148,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,582,000 | 375,316,000 | 370,574,000 | 378,415,000 |
| Interest-bearing deposits | 241,708,000 | 257,682,000 | 245,910,000 | 242,419,000 |
| Noninterest-bearing deposits | 70,874,000 | 117,634,000 | 124,664,000 | 135,996,000 |
| Equity capital | 39,174,000 | 39,927,000 | 40,765,000 | 41,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 6,952,000 | 9,982,000 | 13,239,000 |
| Interest expense | 509,000 | 910,000 | 1,290,000 | 1,651,000 |
| Net interest income | 2,963,000 | 6,042,000 | 8,692,000 | 11,588,000 |
| Noninterest income | 1,387,000 | 3,684,000 | 6,095,000 | 8,151,000 |
| Noninterest expense | 3,570,000 | 7,681,000 | 11,670,000 | 15,818,000 |
| Provision for loan losses | 0 | 400,000 | 500,000 | 500,000 |
| Pretax income | 904,000 | 1,769,000 | 2,741,000 | 3,545,000 |
| Income tax | 207,000 | 405,000 | 625,000 | 331,000 |
| Net income | 697,000 | 1,364,000 | 2,116,000 | 3,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,362,000 | 38,029,000 | 38,780,000 | 39,959,000 |
| Total capital | 40,716,000 | 41,375,000 | 42,256,000 | 43,292,000 |
| Risk-weighted assets | 267,656,000 | 266,509,000 | 277,005,000 | 265,472,000 |