Call reports 2019
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2019
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 366,164,000 | 385,166,000 | 368,438,000 | 359,332,000 |
| Total loans | 282,055,000 | 295,061,000 | 289,560,000 | 281,684,000 |
| Allowance for loan losses | 4,161,000 | 4,066,000 | 3,974,000 | 4,013,000 |
| Securities available for sale | 50,564,000 | 48,683,000 | 38,609,000 | 37,091,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,704,000 | 308,151,000 | 298,258,000 | 302,572,000 |
| Interest-bearing deposits | 247,346,000 | 238,321,000 | 233,081,000 | 230,127,000 |
| Noninterest-bearing deposits | 66,358,000 | 69,829,000 | 65,177,000 | 72,445,000 |
| Equity capital | 41,513,000 | 42,723,000 | 43,882,000 | 40,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,208,000 | 11,031,000 | 14,825,000 |
| Interest expense | 517,000 | 1,102,000 | 1,757,000 | 2,325,000 |
| Net interest income | 2,990,000 | 6,106,000 | 9,274,000 | 12,500,000 |
| Noninterest income | 1,075,000 | 2,605,000 | 4,320,000 | 5,673,000 |
| Noninterest expense | 3,568,000 | 7,510,000 | 11,447,000 | 19,952,000 |
| Provision for loan losses | -100,000 | -200,000 | -300,000 | -300,000 |
| Pretax income | 597,000 | 1,399,000 | 2,462,000 | -1,464,000 |
| Income tax | 136,000 | 323,000 | 567,000 | -299,000 |
| Net income | 461,000 | 1,076,000 | 1,895,000 | -1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,354,000 | 41,969,000 | 42,788,000 | 39,565,000 |
| Total capital | 44,785,000 | 45,578,000 | 46,338,000 | 42,984,000 |
| Risk-weighted assets | 273,742,000 | 288,293,000 | 283,570,000 | 272,901,000 |