Call reports 2018
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 338,532,000 | 350,137,000 | 339,136,000 | 348,812,000 |
| Total loans | 257,539,000 | 257,214,000 | 263,455,000 | 271,208,000 |
| Allowance for loan losses | 3,997,000 | 4,058,000 | 4,241,000 | 4,243,000 |
| Securities available for sale | 55,844,000 | 54,398,000 | 53,612,000 | 51,947,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,856,000 | 309,879,000 | 296,732,000 | 298,172,000 |
| Interest-bearing deposits | 239,213,000 | 245,929,000 | 236,792,000 | 230,082,000 |
| Noninterest-bearing deposits | 58,643,000 | 63,950,000 | 59,940,000 | 68,090,000 |
| Equity capital | 35,423,000 | 36,280,000 | 36,956,000 | 40,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,607,000 | 9,966,000 | 13,344,000 |
| Interest expense | 304,000 | 649,000 | 1,044,000 | 1,494,000 |
| Net interest income | 2,757,000 | 5,958,000 | 8,922,000 | 11,850,000 |
| Noninterest income | 1,360,000 | 2,934,000 | 4,490,000 | 5,763,000 |
| Noninterest expense | 3,570,000 | 7,319,000 | 10,921,000 | 14,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 547,000 | 1,573,000 | 2,491,000 | 3,200,000 |
| Income tax | 0 | 0 | 0 | -2,327,000 |
| Net income | 547,000 | 1,573,000 | 2,491,000 | 5,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,127,000 | 38,153,000 | 39,071,000 | 40,893,000 |
| Total capital | 40,329,000 | 41,356,000 | 42,338,000 | 44,246,000 |
| Risk-weighted assets | 255,328,000 | 255,416,000 | 260,398,000 | 267,373,000 |