Call reports 2016
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2016
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 320,349,000 | 332,449,000 | 332,889,000 | 323,148,000 |
| Total loans | 222,336,000 | 228,991,000 | 233,138,000 | 244,454,000 |
| Allowance for loan losses | 3,944,000 | 4,066,000 | 4,072,000 | 4,116,000 |
| Securities available for sale | 68,408,000 | 68,353,000 | 71,754,000 | 54,713,000 |
| Securities held to maturity | 100,000 | 100,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,619,000 | 295,193,000 | 295,475,000 | 288,422,000 |
| Interest-bearing deposits | 230,036,000 | 244,954,000 | 241,058,000 | 232,871,000 |
| Noninterest-bearing deposits | 53,583,000 | 50,239,000 | 54,417,000 | 55,551,000 |
| Equity capital | 35,394,000 | 36,077,000 | 35,433,000 | 33,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,741,000 | 5,454,000 | 8,169,000 | 11,001,000 |
| Interest expense | 199,000 | 403,000 | 626,000 | 852,000 |
| Net interest income | 2,542,000 | 5,051,000 | 7,543,000 | 10,149,000 |
| Noninterest income | 1,095,000 | 2,493,000 | 3,782,000 | 5,189,000 |
| Noninterest expense | 3,830,000 | 7,464,000 | 11,984,000 | 16,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 162,000 |
| Pretax income | -193,000 | 131,000 | -608,000 | -933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -193,000 | 131,000 | -608,000 | -933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,341,000 | 35,666,000 | 34,927,000 | 34,601,000 |
| Total capital | 38,257,000 | 38,645,000 | 37,985,000 | 37,698,000 |
| Risk-weighted assets | 232,224,000 | 237,226,000 | 243,606,000 | 246,732,000 |