Call reports 2015
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 344,981,000 | 348,343,000 | 344,737,000 | 328,575,000 |
| Total loans | 202,267,000 | 217,377,000 | 219,444,000 | 220,204,000 |
| Allowance for loan losses | 3,753,000 | 3,523,000 | 3,544,000 | 3,675,000 |
| Securities available for sale | 95,939,000 | 106,355,000 | 74,191,000 | 73,148,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,894,000 | 301,424,000 | 298,792,000 | 285,404,000 |
| Interest-bearing deposits | 245,611,000 | 250,488,000 | 251,611,000 | 233,384,000 |
| Noninterest-bearing deposits | 51,283,000 | 50,937,000 | 47,181,000 | 52,021,000 |
| Equity capital | 38,647,000 | 38,055,000 | 38,191,000 | 34,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,773,000 | 5,398,000 | 8,175,000 | 10,950,000 |
| Interest expense | 245,000 | 451,000 | 681,000 | 892,000 |
| Net interest income | 2,528,000 | 4,947,000 | 7,494,000 | 10,058,000 |
| Noninterest income | 1,885,000 | 3,768,000 | 5,584,000 | 6,007,000 |
| Noninterest expense | 4,565,000 | 8,771,000 | 13,253,000 | 17,815,000 |
| Provision for loan losses | 0 | 0 | 370,000 | 675,000 |
| Pretax income | -124,000 | 25,000 | -433,000 | -2,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -124,000 | 25,000 | -433,000 | -2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,935,000 | 39,085,000 | 38,625,000 | 35,535,000 |
| Total capital | 41,742,000 | 42,002,000 | 41,577,000 | 38,494,000 |
| Risk-weighted assets | 223,662,000 | 232,747,000 | 235,565,000 | 235,989,000 |