Call reports 2014
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 361,642,000 | 363,695,000 | 357,384,000 | 353,451,000 |
| Total loans | 199,256,000 | 199,310,000 | 200,797,000 | 210,646,000 |
| Allowance for loan losses | 5,740,000 | 4,211,000 | 4,042,000 | 4,112,000 |
| Securities available for sale | 115,257,000 | 132,944,000 | 124,955,000 | 91,956,000 |
| Securities held to maturity | 50,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,022,000 | 314,289,000 | 306,308,000 | 304,946,000 |
| Interest-bearing deposits | 266,391,000 | 263,407,000 | 256,134,000 | 253,591,000 |
| Noninterest-bearing deposits | 49,631,000 | 50,882,000 | 50,174,000 | 51,355,000 |
| Equity capital | 34,052,000 | 37,941,000 | 37,769,000 | 37,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 7,213,000 | 10,007,000 | 12,603,000 |
| Interest expense | 261,000 | 519,000 | 768,000 | 1,007,000 |
| Net interest income | 2,801,000 | 6,694,000 | 9,239,000 | 11,596,000 |
| Noninterest income | 1,880,000 | 3,523,000 | 5,317,000 | 6,999,000 |
| Noninterest expense | 4,701,000 | 9,160,000 | 13,734,000 | 18,573,000 |
| Provision for loan losses | 0 | -1,500,000 | -1,500,000 | -1,500,000 |
| Pretax income | -73,000 | 2,553,000 | 2,624,000 | 2,127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -73,000 | 2,553,000 | 2,624,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,781,000 | 39,410,000 | 39,482,000 | 38,997,000 |
| Total capital | 39,707,000 | 42,268,000 | 42,316,000 | 41,748,000 |
| Risk-weighted assets | 231,290,000 | 227,304,000 | 225,495,000 | 218,740,000 |