Call reports 2013
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2013
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 381,754,000 | 370,042,000 | 360,677,000 | 368,385,000 |
| Total loans | 208,805,000 | 198,702,000 | 192,057,000 | 205,027,000 |
| Allowance for loan losses | 6,122,000 | 5,763,000 | 5,592,000 | 5,780,000 |
| Securities available for sale | 127,894,000 | 122,803,000 | 123,802,000 | 120,492,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,521,000 | 325,758,000 | 319,437,000 | 321,820,000 |
| Interest-bearing deposits | 282,700,000 | 274,419,000 | 273,186,000 | 267,850,000 |
| Noninterest-bearing deposits | 50,821,000 | 51,339,000 | 46,251,000 | 53,970,000 |
| Equity capital | 39,923,000 | 35,944,000 | 33,278,000 | 32,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,229,000 | 9,090,000 | 12,239,000 |
| Interest expense | 347,000 | 673,000 | 994,000 | 1,303,000 |
| Net interest income | 2,756,000 | 5,556,000 | 8,096,000 | 10,936,000 |
| Noninterest income | 2,810,000 | 5,360,000 | 7,504,000 | 9,406,000 |
| Noninterest expense | 6,197,000 | 11,454,000 | 17,184,000 | 22,586,000 |
| Provision for loan losses | -800,000 | -800,000 | -800,000 | -800,000 |
| Pretax income | 169,000 | 108,000 | -919,000 | -1,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 108,000 | -919,000 | -1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,654,000 | 38,580,000 | 37,550,000 | 36,858,000 |
| Total capital | 41,718,000 | 41,537,000 | 40,433,000 | 39,870,000 |
| Risk-weighted assets | 242,053,000 | 233,747,000 | 227,943,000 | 238,203,000 |