Call reports 2012
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2012
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 437,417,000 | 420,116,000 | 401,480,000 | 399,280,000 |
| Total loans | 269,015,000 | 255,398,000 | 236,258,000 | 228,317,000 |
| Allowance for loan losses | 7,373,000 | 8,472,000 | 7,657,000 | 7,349,000 |
| Securities available for sale | 117,972,000 | 124,310,000 | 121,385,000 | 110,915,000 |
| Securities held to maturity | 100,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,408,000 | 367,757,000 | 348,522,000 | 351,063,000 |
| Interest-bearing deposits | 332,783,000 | 312,428,000 | 296,921,000 | 296,923,000 |
| Noninterest-bearing deposits | 53,625,000 | 55,329,000 | 51,601,000 | 54,140,000 |
| Equity capital | 39,495,000 | 40,932,000 | 40,671,000 | 39,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,933,000 | 9,228,000 | 13,205,000 | 16,729,000 |
| Interest expense | 885,000 | 1,590,000 | 2,148,000 | 2,585,000 |
| Net interest income | 4,048,000 | 7,638,000 | 11,057,000 | 14,144,000 |
| Noninterest income | 2,498,000 | 5,722,000 | 8,421,000 | 12,475,000 |
| Noninterest expense | 6,511,000 | 13,167,000 | 20,068,000 | 27,831,000 |
| Provision for loan losses | 750,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | -399,000 | 14,000 | 1,137,000 | 1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -399,000 | 14,000 | 1,137,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,027,000 | 37,448,000 | 38,569,000 | 38,484,000 |
| Total capital | 40,685,000 | 40,904,000 | 41,814,000 | 41,609,000 |
| Risk-weighted assets | 288,915,000 | 271,628,000 | 256,375,000 | 245,744,000 |