Call reports 2011
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2011
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 529,845,000 | 508,321,000 | 486,475,000 | 465,591,000 |
| Total loans | 378,421,000 | 342,451,000 | 333,203,000 | 313,064,000 |
| Allowance for loan losses | 7,605,000 | 6,953,000 | 8,549,000 | 9,388,000 |
| Securities available for sale | 85,759,000 | 102,347,000 | 97,765,000 | 102,815,000 |
| Securities held to maturity | 50,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,826,000 | 446,786,000 | 430,505,000 | 412,666,000 |
| Interest-bearing deposits | 410,258,000 | 394,459,000 | 377,018,000 | 349,459,000 |
| Noninterest-bearing deposits | 61,568,000 | 52,327,000 | 53,487,000 | 63,207,000 |
| Equity capital | 41,059,000 | 42,791,000 | 42,411,000 | 40,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,103,000 | 12,500,000 | 18,274,000 | 23,433,000 |
| Interest expense | 1,601,000 | 3,040,000 | 4,319,000 | 5,409,000 |
| Net interest income | 4,502,000 | 9,460,000 | 13,955,000 | 18,024,000 |
| Noninterest income | 3,171,000 | 7,003,000 | 9,493,000 | 12,169,000 |
| Noninterest expense | 7,494,000 | 15,288,000 | 22,159,000 | 29,166,000 |
| Provision for loan losses | 1,100,000 | 1,400,000 | 4,050,000 | 5,650,000 |
| Pretax income | -921,000 | -91,000 | -2,152,000 | -4,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -921,000 | -91,000 | -2,152,000 | -4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,591,000 | 41,417,000 | 39,364,000 | 37,427,000 |
| Total capital | 45,620,000 | 46,000,000 | 43,782,000 | 41,550,000 |
| Risk-weighted assets | 398,999,000 | 363,583,000 | 348,902,000 | 324,557,000 |