Call reports 2010
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2010
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 608,719,000 | 559,806,000 | 573,683,000 | 555,019,000 |
| Total loans | 473,384,000 | 442,967,000 | 463,227,000 | 422,481,000 |
| Allowance for loan losses | 11,525,000 | 11,369,000 | 8,461,000 | 7,352,000 |
| Securities available for sale | 81,632,000 | 75,839,000 | 64,403,000 | 62,746,000 |
| Securities held to maturity | 125,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,060,000 | 484,186,000 | 489,697,000 | 487,171,000 |
| Interest-bearing deposits | 467,708,000 | 431,410,000 | 430,592,000 | 431,340,000 |
| Noninterest-bearing deposits | 64,352,000 | 52,776,000 | 59,105,000 | 55,831,000 |
| Equity capital | 54,732,000 | 49,984,000 | 50,749,000 | 41,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,483,000 | 14,729,000 | 21,737,000 | 28,608,000 |
| Interest expense | 2,489,000 | 4,662,000 | 6,448,000 | 8,230,000 |
| Net interest income | 4,994,000 | 10,067,000 | 15,289,000 | 20,378,000 |
| Noninterest income | 3,043,000 | 6,212,000 | 12,385,000 | 18,650,000 |
| Noninterest expense | 6,965,000 | 14,403,000 | 23,484,000 | 36,159,000 |
| Provision for loan losses | 750,000 | 5,900,000 | 7,450,000 | 14,550,000 |
| Pretax income | 318,000 | -3,844,000 | -3,032,000 | -11,452,000 |
| Income tax | -64,000 | -64,000 | -64,000 | -64,000 |
| Net income | 382,000 | -3,780,000 | -2,968,000 | -11,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,900,000 | 47,098,000 | 47,624,000 | 41,345,000 |
| Total capital | 57,990,000 | 52,930,000 | 53,470,000 | 46,740,000 |
| Risk-weighted assets | 480,718,000 | 460,169,000 | 464,200,000 | 428,985,000 |