Call reports 2009
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 700,295,000 | 690,671,000 | 637,706,000 | 611,474,000 |
| Total loans | 560,340,000 | 533,769,000 | 506,509,000 | 478,425,000 |
| Allowance for loan losses | 9,177,000 | 8,164,000 | 8,506,000 | 11,399,000 |
| Securities available for sale | 91,864,000 | 80,671,000 | 75,818,000 | 67,653,000 |
| Securities held to maturity | 150,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,573,000 | 604,431,000 | 551,516,000 | 535,026,000 |
| Interest-bearing deposits | 545,790,000 | 550,966,000 | 498,617,000 | 475,704,000 |
| Noninterest-bearing deposits | 55,783,000 | 53,465,000 | 52,899,000 | 59,322,000 |
| Equity capital | 55,896,000 | 55,501,000 | 55,884,000 | 53,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,892,000 | 17,899,000 | 26,476,000 | 34,608,000 |
| Interest expense | 3,981,000 | 7,599,000 | 10,935,000 | 13,847,000 |
| Net interest income | 4,911,000 | 10,300,000 | 15,541,000 | 20,761,000 |
| Noninterest income | 4,456,000 | 9,306,000 | 12,990,000 | 16,953,000 |
| Noninterest expense | 7,782,000 | 16,215,000 | 23,475,000 | 31,079,000 |
| Provision for loan losses | 700,000 | 2,375,000 | 4,475,000 | 10,125,000 |
| Pretax income | 1,098,000 | 1,365,000 | 1,035,000 | -2,641,000 |
| Income tax | 0 | -165,000 | -165,000 | -165,000 |
| Net income | 1,098,000 | 1,530,000 | 1,200,000 | -2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,158,000 | 53,416,000 | 52,804,000 | 51,683,000 |
| Total capital | 60,264,000 | 60,141,000 | 59,375,000 | 57,958,000 |
| Risk-weighted assets | 566,405,000 | 536,598,000 | 523,708,000 | 495,865,000 |